SINGH, Chitranjan. The Impact of Digital Payment Systems on Small and Medium Enterprises (SMEs). International Journal of Engineering and Management Research, [S. l.], v. 16, n. 2, p. 76–79, 2026. DOI: 10.31033/IJEMR/16.2.2026.1899. Disponível em: https://ijemr.vandanapublications.com/index.php/j/article/view/1899. Acesso em: 8 may. 2026.