MISHRA, Pankaj Kumar; PANDIYA, Sudhanshu; TRIPATHI, Anurag Mani. Payment System Instruments in India. International Journal of Engineering and Management Research, [S. l.], v. 16, n. 4, p. 89–94, 2026. DOI: 10.31033/IJEMR/16.4.2026.1942. Disponível em: https://ijemr.vandanapublications.com/index.php/j/article/view/1942. Acesso em: 16 sep. 2026.